Credit Watch ’s debt litigation department is able to offer a strong collections ethos, combined with a result driven legal service. Using this approach we are able to use the consequence of enforcement action, as a negotiating tool, as an alternative to incurring legal expense.
Litigation Segmentation
We work with our clients in a consultative manner to set the right objectives and plan legal debt recovery strategies. All accounts undergo litigation segmentation and asset screening; this is used to drive our debt collection process by identifying a customer’s propensity to pay, home ownership (level of equity in property), indebtedness, lifestyle / spending habits. Initial strategies can be configured on the customer’s scores to allow the best possible outcome.
Debt Litigation & Debt Enforcement Services
Credit Watch offer a hybrid of litigious and pragmatic approaches to the litigation services we provide. Paramount to our vision is identifying and achieving an expedient conclusion at minimum cost. The litigation department can offer a range of debt collection services, including:
- County Court Judgments (CCJ)
- Attachment of Earnings (AOE)
- Debt Relief Orders (DRO)
- Warrant of Execution (WOE)
- Charging Orders
- Return of Goods (ROG)
Our clients have different requirements in this area and our services can be tailored to part of a complete process, or a standalone service.